We protect your most valuable assets. Like peace of mind.
We know exactly what it takes to protect your family and home in Florida. Our local agents live and work here just like you, and they understand the unique property insurance challenges. We can help guide your way to the right policy whether you live along the coast or inland. And Unique policies are always built with reliable coverage you can trust.
Florida Insurance Policies
- Homeowners Insurance
- Manufactured/Mobile Homes
- Renters Insurance
Homeowners Policy (HO3 and HO8)
Most people want to cover the largest investment they have ever made— their home. Our insurance packages are designed to cover both your home and personal property. Each package provides coverage against specified perils or events that cause damage to property, such as fire, windstorm or theft.
Normally our Homeowners policy provides coverage for:
- Structure (the dwelling itself)
- Other structures (like detached garages)
- Personal Property (the contents of the structures)
- Loss of use (also called additional living expense)
- Personal Liability
- Medical Payments to Others
There are also optional coverages available with some programs. Such as:
- Replacement Cost on Contents
- Identity Theft
- Equipment Breakdown
Plus make sure you check to see if you qualify for one or more of the many discounts offered to our insured customers.
- Premises Alarm or Fire Protection
- Bundle / Package Policy Discount
- Prior Insurance discount
- Loss Free
- Transfer Discount
Manufactured / Mobile Homes
Our manufactured home program is similar to homeowners but is highly specialized to meet the unique needs of these special risks. Understanding these needs we have developed three different programs for our Adult Park, Family Park and Private Property home owners. Just like a homeowners policy we provide normally provide coverage for:
- Structure (the dwelling itself)
- Personal Property (the contents of the structures)
- Loss of use (also called additional living expense)
- Personal Liability
- Medical Payments to Others
There are also optional coverages available with some programs. Such as:
- Attached Structures (Carports, Screen Rooms, Decks, etc)
- Detached Structures (Garages, sheds, etc.)
- Replacement Cost on Contents
- Golf Cart Liability
- Identity Theft
- Equipment Breakdown
Plus make sure you check to see if you qualify for one or more of the many discounts offered to our insured customers:
- Bundle / Package Policy Discount
- Prior Insurance Discount
- Loss Free Discount
- Transfer Discount
Renters
Renters face many of the same risk as homeowners. Your landlord may have insurance but it only protects the dwelling and not your personal property. Our renters policy is designed to fit the needs of a tenant-occupant of a dwelling, condominium or apartment when used as a residence only.
Normal Coverage Includes:
Normal Coverage Includes:
- Personal Property
- Liability
- Medical Payments to Others
There are also optional coverages available with this program. Such as:
- Personal Property Replacement Cost
- Limited Animal Liability
- Higher Personal Limits
Plus make sure you check to see if you qualify for one or more of the many discounts offered to our insured customers:
- Bundle / Package Policy Discount
- Prior Insurance Discount
- Loss Free Discount
- Transfer Discount